Remote opportunity at
ChimePrincipal Product Designer, Lending
Chime is seeking a Principal Product Designer to join its Lending team and simplify borrowing features for members. In this role, you will guide design initiatives…
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About This Role
Chime is seeking a Principal Product Designer to join its Lending team and simplify borrowing features for members. In this role, you will guide design initiatives from initial discovery through launch, transforming complex financial concepts into intuitive user experiences. You will collaborate closely with product management, engineering, research, data science, and content design teams to shape product direction and address challenging consumer problems. This position is ideal for a senior…
Job Description
Chime is seeking a Principal Product Designer to join its Lending team and simplify borrowing features for members. In this role, you will guide design initiatives from initial discovery through launch, transforming complex financial concepts into intuitive user experiences. You will collaborate closely with product management, engineering, research, data science, and content design teams to shape product direction and address challenging consumer problems.
This position is ideal for a senior design professional who excels at managing high-stakes user journeys within regulated consumer industries. You will handle edge cases, ensure adherence to compliance and technical standards, and apply visual and interaction craft across every stage of development. The ideal candidate balances strategic problem-solving with hands-on prototyping and leverages user data to refine shipped experiences.
Chime operates as a financial technology company that partners with banks to provide helpful and accessible financial services. The company fosters an entrepreneurial culture driven by accountability, integrity, and a commitment to helping everyday Americans achieve financial progress. Full-time team members participate in a flexible work arrangement that includes remote work options alongside comprehensive wellness, health, and family support benefits.
Responsibilities
- Own end-to-end design initiatives for lending products from problem definition to launch and iteration
- Collaborate with product, engineering, research, data, and content design to shape overall product direction
- Transform ambiguous member and business challenges into clear concepts, prototypes, and production experiences
- Address complex workflows, states, edge cases, and regulatory constraints while preserving a trustworthy user experience
- Utilize user research, product data, and testing results to guide design decisions
- Enhance reusable design systems and patterns while creating custom solutions when necessary
- Integrate artificial intelligence tools to improve problem-solving workflows for members and internal teams
Requirements
- Portfolio demonstrating strategic product thinking and high-level visual craft
- Track record of taking digital product experiences from problem definition through execution and iteration
- Proficiency in interaction design and simplifying dense information into intuitive workflows
- Experience designing high-compliance consumer products where trust, edge cases, and operational limits matter
- Fluency in Figma and various prototyping tools
- Ability to ground design decisions in customer insights or quantitative signals
Core Skills
Benefits
- Base salary ranging from $202,000 to $290,000 USD
- Eligibility for bonuses and competitive equity
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and company-wide paid days off
- Paid parental leave of up to 22 weeks for birthing parents and 12 weeks for non-birthing parents
- Access to family planning reimbursement
- Backup child, elder, and pet care along with subsidized commuter benefits
- Annual wellness stipend
- Paid time off dedicated to supporting local community organizations
Frequently Asked Questions
What is the location or remote work policy for this role?
This position is remote, though Chime also maintains an office policy requiring four days in the office and one day at home for employees living near an office.
What is the salary range for the Principal Product Designer position?
The offered base salary ranges from $202,000 to $290,000 USD, with potential eligibility for bonuses, equity, and benefits.
What employment type is this job posting for?
This is a full-time employment opportunity.
What qualifications or software are required for applicants?
Applicants must have a strong portfolio, experience with high-compliance consumer products, and fluency in Figma and prototyping tools.
Sample Interview Questions
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