Remote opportunity at
ChimeSenior Software Engineer, Trust & Safety
Chime, a financial technology company providing helpful and free core banking services, is looking for a Senior Software Engineer, Trust & Safety to join its expanding…
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About This Role
Chime, a financial technology company providing helpful and free core banking services, is looking for a Senior Software Engineer, Trust & Safety to join its expanding engineering organization. In this remote position, the engineer will help evolve risk architecture, guide modernization efforts within the Trust and Safety platform, and protect users through secure, reliable systems. This opportunity suits an experienced, driven technologist with leadership capabilities who thrives in fast-paced environments…
Job Description
Chime, a financial technology company providing helpful and free core banking services, is looking for a Senior Software Engineer, Trust & Safety to join its expanding engineering organization. In this remote position, the engineer will help evolve risk architecture, guide modernization efforts within the Trust and Safety platform, and protect users through secure, reliable systems. This opportunity suits an experienced, driven technologist with leadership capabilities who thrives in fast-paced environments and enjoys architecting low-latency backend services and scalable APIs.
The role involves driving technical design decisions, leading multiple initiatives simultaneously, and establishing strong observability and automation practices. The incoming engineer will partner closely with data analysts, product managers, and data engineers to advance experimentation, policy lifecycle management, and machine learning integration. Candidates should be comfortable participating in an on-call rotation that may require responding to issues outside of standard working hours. Chime functions as a financial technology enterprise rather than a traditional bank, with banking services provided through partner financial institutions.
Full-time employees at Chime enjoy a comprehensive range of offerings, including generous paid time off, paid parental leave, health and wellness benefits, backup care services, and an annual wellness stipend. The company maintains an inclusive, equal opportunity workplace that welcomes diverse perspectives and backgrounds to achieve its core mission of helping everyday consumers attain financial progress.
Responsibilities
- Lead and contribute to multiple technical projects concurrently
- Design, build, and maintain low-latency backend services and APIs
- Drive architectural and technical design decisions for platforms
- Collaborate with data engineers, analysts, and product managers
- Improve system reliability, performance, observability, and automation
- Evolve experimentation, policy lifecycle, and machine learning integration capabilities
- Participate in an on-call rotation requiring off-hours incident response
Requirements
- Minimum of 5 years of production software development experience at scale
- Prior background serving as a technical lead for a team and on complex projects
- Demonstrated experience working with Ruby on Rails or similar frameworks
- Familiarity with transactional databases and caching systems
- Understanding of architectural patterns used in large-scale web applications
- Commitment to peer mentoring, code quality, and maintainable software
Qualifications
- Background working in fast-paced or early-stage environments
Core Skills
Benefits
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and paid company holidays
- Paid parental leave of up to 22 weeks for birthing parents and 12 weeks for non-birthing parents
- Access to family planning reimbursement
- Backup child, elder, and pet care
- Subsidized commuter benefits for eligible staff
- Annual wellness stipend
- Dedicated time off for volunteering in local communities
Frequently Asked Questions
Is this position remote?
Yes, this role is listed as a remote position.
What is the salary range for this role?
The base salary range listed for this role is $164,000 to $259,000 USD, with potential for bonuses, competitive equity, and benefits.
What level of experience is required?
Applicants must have 5 or more years of experience developing software in a production environment at scale, along with prior technical leadership experience.
What employment type is this?
This is a full-time employment opportunity.
Sample Interview Questions
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