Remote opportunity at
ChimeLead Analyst, Financial Crimes
Chime, a financial technology company rather than a bank, operates platforms designed to make core banking services free, simple, and helpful for members. The organization is…
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About This Role
Chime, a financial technology company rather than a bank, operates platforms designed to make core banking services free, simple, and helpful for members. The organization is seeking a Lead Analyst, Financial Crimes to function as a senior individual contributor within its Financial Crimes division. This unit works alongside banking partners to investigate unusual patterns and safeguard millions of consumers from money laundering, fraud, and organized networks. Rather than handling standard…
Job Description
Chime, a financial technology company rather than a bank, operates platforms designed to make core banking services free, simple, and helpful for members. The organization is seeking a Lead Analyst, Financial Crimes to function as a senior individual contributor within its Financial Crimes division. This unit works alongside banking partners to investigate unusual patterns and safeguard millions of consumers from money laundering, fraud, and organized networks. Rather than handling standard queues, this position focuses on setting quality benchmarks, solving complex issues independently, and driving investigations end to end.
This role suits an experienced financial crimes professional who excels in ambiguous environments, demonstrates sound judgment under pressure, and aims to elevate team capabilities through casework, documentation, and operational improvements. The person in this position will oversee outsourced investigation teams, establish standard operating procedures, prepare the unit for audits, and manage vendor quality.
Responsibilities
- Manage and evaluate vendor performance while conducting calibration with partners
- Analyze risk patterns across various accounts, devices, funding sources, and behaviors
- Develop typologies and design operational rollout workflows for new coverage scenarios
- Create and maintain standard operating procedures for the assigned area
- Prepare the operational division for internal audits, independent testing, and bank partner reviews
Requirements
- Seven or more years of experience in risk, fraud, or financial crime investigations within a regulated environment
- Thorough knowledge of BSA, OFAC regulations, the USA PATRIOT Act, and suspicious activity reporting standards
- Extensive background managing the transaction monitoring alert lifecycle at scale
- Familiarity with various fraud and money laundering schemes including mule networks, identity theft, scams, and synthetic identities
- Practical experience with scenario tuning alongside data or risk teams
- Proficiency in advanced SQL alongside graph or link analysis tools
Qualifications
- CAMS certification
- CFE certification
Core Skills
Benefits
- Comprehensive health, financial, and wellbeing benefits
- Generous vacation policy and company-wide paid days off
- Paid parental leave of up to 22 weeks for birthing parents and 12 weeks for non-birthing parents
- Access to family planning reimbursement
- Annual wellness stipend
- Subsidized commuter benefits and backup child, elder, and pet care
Frequently Asked Questions
Is this position remote?
Yes, the employment type is listed as full-time and remote.
What is the base salary range for this role?
The base salary offered ranges from $139,000 to $193,000 USD, with potential for bonuses, competitive equity, and benefits.
How many years of experience are required?
Applicants must have seven or more years of experience in financial crime, fraud, or risk investigations within a regulated environment.
Are specific professional certifications required?
Certifications such as CAMS or CFE are preferred rather than strictly required.
Sample Interview Questions
AI-generated questions tailored to this specific role — a preview of the full practice set.