Remote opportunity at
AffirmUnderwriting/Credit Model Risk Senior Manager - Machine Learning
Affirm is seeking a Underwriting/Credit Model Risk Senior Manager - Machine Learning to join its Enterprise Risk and Internal Audit department. Affirm provides clear and predictable…
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About This Role
Affirm is seeking a Underwriting/Credit Model Risk Senior Manager - Machine Learning to join its Enterprise Risk and Internal Audit department. Affirm provides clear and predictable payment solutions over time without hidden fees. In this remote position, the chosen professional will direct the underwriting and credit risk validation sector, functioning as a technical leader who manages a team while also conducting hands-on validation of complex machine learning models. This role…
Job Description
Affirm is seeking a Underwriting/Credit Model Risk Senior Manager - Machine Learning to join its Enterprise Risk and Internal Audit department. Affirm provides clear and predictable payment solutions over time without hidden fees. In this remote position, the chosen professional will direct the underwriting and credit risk validation sector, functioning as a technical leader who manages a team while also conducting hands-on validation of complex machine learning models.
This role suits a quantitative expert who combines strategic leadership with deep technical execution. The position involves collaborating across departments to establish a comprehensive risk framework, ensuring models remain reliable and compliant with internal and regulatory standards. Candidates will work with internal teams such as Accounting, Internal Controls, and Compliance.
Affirm operates as a remote-first organization where most positions can be performed from virtually anywhere within the country of employment, though new hires participate in an in-person onboarding experience. The company provides a transparent compensation structure that factors in experience, location, and job-related skills, complemented by equity rewards, monthly stipends, and comprehensive health coverage.
Responsibilities
- Oversee the underwriting and credit risk validation sector within the Model Risk Management team
- Lead, mentor, and manage a team of quantitative professionals while directing strategy for the domain
- Perform independent validations of advanced machine learning models related to underwriting and credit risk management
- Evaluate model conceptual soundness, data integrity, and performance stability via testing, reviews, and monitoring
- Identify model weaknesses and collaborate with model owners and developers to resolve findings
- Partner with cross-functional stakeholders to develop and refine the enterprise-wide Model Risk Management framework
- Coordinate with Accounting, Internal Controls, and Compliance teams to meet regulatory and internal expectations
Requirements
- At least 9 years of professional experience in model development, model validation, or quantitative analytics
- Deep understanding of machine learning modeling, underwriting, and credit risk management
- Advanced scripting ability in Python
- Expertise in SQL for manipulating and analyzing large-scale, complex datasets
- Proven track record of hiring, managing, and mentoring quantitative teams
Qualifications
- Bachelor of Science, Master of Science, or Doctor of Philosophy degree in a quantitative discipline such as Statistics, Quantitative Finance, Mathematics, or Data Science
Core Skills
Benefits
- 100% subsidized medical coverage, dental, and vision for employees and their dependents
- Monthly stipends for health, wellness, and tech spending
- Flexible time off and generous holiday calendars
- Employee stock purchase plan to purchase Affirm stock at a discount
Frequently Asked Questions
Is this position remote?
Yes, Affirm operates as a remote-first company, allowing most roles to be performed from almost anywhere within the country of employment. New hires are required to attend an in-person onboarding experience.
What are the core educational requirements for this role?
Candidates must hold a Bachelor of Science, Master of Science, or Doctor of Philosophy in a quantitative field such as Statistics, Mathematics, Quantitative Finance, or Data Science.
What is the salary range for this position?
For positions based in Canada, the base pay range is $201,000 to $261,000 per year. The exact pay is determined by factors including location, experience, and job-related skills, and forms part of a total compensation package that may include equity and stipends.
What level of experience is needed to apply?
Applicants must have at least nine years of professional experience in a technical role like quantitative analytics, model validation, or model development.
Sample Interview Questions
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