Remote opportunity at
AffirmAnalytics Lead, Deposit Fraud Risk
Affirm is seeking an Analytics Lead to focus on Deposit Fraud Risk within its Affirm Bank division. This remote-first position operates within the Credit Risk organization,…
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About This Role
Affirm is seeking an Analytics Lead to focus on Deposit Fraud Risk within its Affirm Bank division. This remote-first position operates within the Credit Risk organization, where the chosen professional will serve as a key representative helping to shape application flows, identity verification protocols, and fraud mitigation tactics. The Fraud team collaborates across departments—including Engineering, Product, Machine Learning, and Operations—to maintain a protected user environment for consumer finance offerings. This…
Job Description
Affirm is seeking an Analytics Lead to focus on Deposit Fraud Risk within its Affirm Bank division. This remote-first position operates within the Credit Risk organization, where the chosen professional will serve as a key representative helping to shape application flows, identity verification protocols, and fraud mitigation tactics. The Fraud team collaborates across departments—including Engineering, Product, Machine Learning, and Operations—to maintain a protected user environment for consumer finance offerings.
This role suits an experienced analytics professional who can manage deposit product fraud performance while balancing loss prevention with customer experience and product growth. Core duties include building data pipelines using tools like DBT, designing performance metrics, developing recurring monitoring dashboards, and conducting deep-dive investigations into portfolio shifts or control gaps. The individual will also formulate and test fraud strategies, rules, and decision thresholds while evaluating emerging data signals related to device risk, account takeover, and identity verification.
Compensation for this role spans a base salary range of USD 164,000 to USD 245,000 per year, depending on geographic location and experience. Total compensation also incorporates equity rewards, monthly health, wellness, and tech stipends, and comprehensive medical, dental, and vision coverage with fully subsidized premiums for workers and dependents. New team members generally start near the bottom of the designated pay scale, and visa sponsorship is not offered for this opening.
Responsibilities
- Own and monitor fraud performance metrics for depository products, covering approval rates, false positives, fraud losses, and user friction.
- Build and maintain data transformation pipelines and scalable models utilizing DBT.
- Establish trusted analytical datasets and performance indicators for operational efficiency and loss rates.
- Create regular scorecards, dashboards, and monitoring systems to track portfolio health and emerging risk patterns.
- Perform deep-dive investigations to identify control gaps, false positives, and performance shifts, translating findings into recommendations.
- Design and optimize fraud rules, decision strategies, policies, and thresholds that balance risk reduction with growth and user experience.
- Assess new data signals and sources to enhance detection of transaction risks, device risks, and account takeovers.
- Execute and measure testing for strategy updates, policy adjustments, and rule launches.
- Collaborate cross-functionally with Product, Engineering, Machine Learning, Fraud Operations, and Risk teams.
Requirements
- Minimum of seven years of analytics experience.
- Proficiency in Python and SQL.
- Working familiarity with payment processing fundamentals and industry risk trends.
- Demonstrated ability to manage multiple priorities and projects in a fast-paced setting.
Core Skills
Benefits
- Base salary ranging from USD 164,000 to USD 245,000 per year.
- Equity rewards and employee stock purchase plan eligibility.
- Monthly stipends for wellness, tech, and health expenses.
- 100% subsidized medical coverage for employees and dependents, plus dental and vision.
- Flexible time off and holiday calendars.
Frequently Asked Questions
Is this position remote?
Yes, this is a remote-first role operating within the country of employment, though new hires are invited to an in-person onboarding experience.
What is the salary range for the Analytics Lead position?
The annual base pay ranges from $164,000 to $224,000 for most U.S. states, and from $185,000 to $245,000 for California, Washington, New York, New Jersey, and Connecticut.
Does Affirm offer visa sponsorship for this role?
No, visa sponsorship is not available for this position.
What level of experience is required?
Candidates must have seven or more years of analytics experience, along with fluency in SQL and Python.
Sample Interview Questions
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