Remote opportunity at
Protective LifeSenior Director, Underwriting & Portfolio Management
Protective Life is seeking a Senior Director, Underwriting & Portfolio Management to lead risk assessment, portfolio performance, and underwriting strategy across its Asset Protection Division. Operating…
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About This Role
Protective Life is seeking a Senior Director, Underwriting & Portfolio Management to lead risk assessment, portfolio performance, and underwriting strategy across its Asset Protection Division. Operating remotely on a full-time basis, this strategic leadership role involves directing governance frameworks, guiding financial and risk evaluations, and collaborating cross-functional with Actuarial, Product, Finance, Sales, and Operations teams. The ideal candidate brings extensive leadership experience in insurance, risk management, or portfolio oversight, combining…
Job Description
Protective Life is seeking a Senior Director, Underwriting & Portfolio Management to lead risk assessment, portfolio performance, and underwriting strategy across its Asset Protection Division. Operating remotely on a full-time basis, this strategic leadership role involves directing governance frameworks, guiding financial and risk evaluations, and collaborating cross-functional with Actuarial, Product, Finance, Sales, and Operations teams. The ideal candidate brings extensive leadership experience in insurance, risk management, or portfolio oversight, combining quantitative analysis with business acumen to optimize portfolio outcomes and mentor internal talent.
Protective Asset Protection has served the automotive, marine, powersports, and recreation vehicle sectors for over six decades, supplying financial and insurance programs, vehicle protection plans, warranty administration, and training to dealerships and financial institutions across the United States. As part of Protective Life Corporation, the organization emphasizes comprehensive employee wellbeing, offering financial, emotional, and physical health benefits.
Responsibilities
- Manage enterprise portfolio risk and performance across multiple geographies, distribution channels, and products
- Direct the execution and governance of underwriting strategies to align pricing, eligibility, and exception frameworks
- Collaborate with Product and Actuarial leadership to shape product strategy, design, and optimization
- Oversee the development and application of predictive models, forecasts, and simulations to inform business decisions
- Build scalable processes, operational tools, and governance structures to drive organizational efficiency
- Lead, mentor, and develop underwriting team members while delivering insights to executive leadership
Requirements
- Minimum of seven years of progressive experience in insurance disciplines, portfolio management, underwriting, product management, risk management, or actuarial fields
- At least four years of relevant leadership experience
- Demonstrated background in managing portfolio performance and profitability across various programs, markets, or products
- Direct people management experience
- Proven history of partnering with cross-functional stakeholders to execute business strategies
- Experience using analytics and performance metrics for strategic decision-making
Qualifications
- Bachelor’s degree in Economics, Business, Finance, Actuarial Science, Risk Management, Mathematics, or a related field
- Advanced degree such as an MBA or MS
- Eight or more years of progressive experience in underwriting, portfolio management, product management, risk management, actuarial science, or related insurance areas
- Background in automotive F&I, vehicle protection products, extended service contracts, warranty administration, specialty insurance, or adjacent P&C markets
- Experience supporting pricing strategy, product development, predictive analytics, or reserving initiatives
- Experience leading technology modernization, governance, or enterprise-wide underwriting transformation efforts
- Relevant industry certifications in insurance operations, risk management, or underwriting
Core Skills
Benefits
- Comprehensive health, vision, and dental insurance
- Mental health support and an employee assistance program
- Paid time off, paid parental leave, short-term disability, and a cultural observance day
- Healthcare account contributions, a pension plan, and a 401(k) plan featuring company matching
- ProHealth Rewards program providing cash incentives for wellbeing engagement
Frequently Asked Questions
Is this position remote?
Yes, this is a remote full-time position.
What is the salary range for this role?
Protective's targeted salary range for this position is $137,000 to $175,000 per year, though actual pay may vary based on location, skills, and experience.
What education is required to apply?
Applicants are required to hold a bachelor's degree in Finance, Business, Economics, Risk Management, Mathematics, Actuarial Science, or a related field.
Are there additional financial incentives offered?
Yes, the position offers additional incentive opportunities through an annual incentive based on both individual and company performance.
Sample Interview Questions
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