Remote opportunity at
AtratoAnalista de Crédito
Atrato is hiring an Analista de Crédito to join the credit team at a fast-growing fintech startup founded in 2019. Recognized by Forbes as one of…
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About This Role
Atrato is hiring an Analista de Crédito to join the credit team at a fast-growing fintech startup founded in 2019. Recognized by Forbes as one of the 30 business promises in 2022 and backed by investors such as Y Combinator, Accel, and Architect Capital, the company provides financial tools to make products and services more accessible across Latin America. The employer offers two main products: Atrato Pago, a financing option…
Job Description
Atrato is hiring an Analista de Crédito to join the credit team at a fast-growing fintech startup founded in 2019. Recognized by Forbes as one of the 30 business promises in 2022 and backed by investors such as Y Combinator, Accel, and Architect Capital, the company provides financial tools to make products and services more accessible across Latin America. The employer offers two main products: Atrato Pago, a financing option allowing affiliated merchants to offer monthly or biweekly payments for up to 24 months for amounts up to 200,000 MXN, and Atrato Cash, a personal loan for existing clients.
In this role, the professional will execute strategic and careful evaluations of credit applications originating from the company's expanding nationwide merchant network. Daily duties involve reviewing and validating applicant information, inspecting credit bureau reports, calculating payment capacity, and identifying potential fraud. This position is well-suited for an individual with an educational background in economics, finance, or related fields who possesses strong process execution skills, high accuracy in document validation, and the ability to adapt quickly to a dynamic environment.
Team members collaborate closely across operational departments while adhering to established information security policies. The position operates on objectives and includes specific benefits provided by the company.
Responsibilities
- Review and validate information submitted in credit applications
- Analyze client credit reports from bureaus like Buró de Crédito or Círculo de Crédito
- Calculate the repayment capacity of applicants
- Examine official documents in detail to spot potential fraud
- Report irregularities or fraudulent activity promptly
- Make credit decisions based on performed evaluations
- Execute operational processes efficiently to maintain productivity
- Collaborate with internal team members and other departments on operational workflows
Requirements
- Familiarity with credit analysis and related operational procedures
- Ability to understand and execute processes efficiently
- Skill in analyzing credit reports and calculating payment capacity
- Accuracy in processing information and validating official documents
- Capability to detect potential fraud
- Communication and teamwork skills for cross-departmental collaboration
- Adaptability to a fast-paced and changing environment
- Commitment to company information security policies and data protection
Qualifications
- Degree in Economics, Finance, or a related field
Core Skills
Benefits
- 100% remote work arrangement with provided work equipment
- Private health insurance through SGMM
- Statutory vacation time
- Financing up to 18 months without interest on purchases with affiliated merchants
- Work based on objectives
Frequently Asked Questions
What is the location or remote work policy for the Analista de Crédito role?
The job posting indicates that the work is 100% remote.
What are the educational requirements for this position?
Candidates must hold a degree in Economics, Finance, or a related field.
What benefits does Atrato offer for this position?
Benefits include 100% remote work with work equipment provided, private health insurance (SGMM), statutory vacations, up to 18 months without interest on purchases with affiliated merchants, and work based on objectives.
What is the salary for the Analista de Crédito position?
The salary is not specified in the job posting.
What type of employment is this?
The employment type is full-time.
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